Mortgage Fees

When you purchase a property, or re-mortgage, you will normally incur various fees which you need to take into account. These are broken down as follows:

Purchase

• Stamp duty (on completion)
• Solicitors Fees
• Valuation Fee (up front)
• Lenders arrangement fee (usually added to the mortgage)

Re-Mortgage

• Solicitors fee (this might be free via some high-street lenders)
• Valuation fee (this might be free via some high-street lenders)
• Lenders arrangement fee

Sale & Purchase

• Stamp duty
• Estate Agent Fees
• Solicitors fees (for selling & buying)
• Valuation Fee
• Lenders arrangement fee

Hume Associates offer a free, no-obligation initial consultation.

Our typical fees are as follows:

Residential or Buy to Let Purchase £275

Residential or Buy to Let Re-mortgage £275

Product Transfers (also known as rate switches) – £60

Equity Release Lifetime Mortgages – £500

The actual amount payable will depend on the amount borrowed.  Ask for further details.

Your property may be repossessed if you do not keep up repayments on your mortgage.

For all general insurance, we act as introducers only.

For solicitors and estate agents we act as introducers only.